Michigan Motorcycle Insurance Questions

For Michigan motorcyclists, being involved in a motorcycle accident is a very serious challenge.  The number of motorcycle accidents in Michigan has been rising in recent years, and the laws governing motorcycles are complicated.  After being treated for any injuries and making a police report, the most important things an injured biker or family member can do is begin submitting claims to the insurance company and deciding whether to pursue a lawsuit.  It is important to do these things quickly since insurance companies have filing deadlines after which they can deny benefits and since lawsuits must be filed by the state’s statute of limitations. 

My law firms represents people who have been injured in motorcycle accidents, and I often meet people who are unsure of whether a lawyer can help them.  Here are answers to some common questions

• Can I file a lawsuit against an errant and negligent driver if I get involved in a motorcycle crash, and my vehicle is not insured, though I own it? – Michigan law permits you to file a lawsuit against this negligent driver.  Many people think they cannot because under the Michigan No Fault Act, the driver of an uninsured car cannot sue a negligent driver.  Michigan law treats motorcyclists differently from car drivers in this respect. So, even if your bike was not insured, you could still file a lawsuit.
• I have often heard about the term Uninsured Motorist Coverage. What does it mean? – When the accident is caused by a driver who does not have insurance or by a hit and run driver, whose identity is unknown and there is no information available regarding his insurance coverage, Michigan law allows you to recover cost of damages from your own insurance policy if you have uninsured motorist coverage. This means that it makes sense to carry uninsured coverage, to receive protection from your insurance policy, in case you get involved in situations like these.  Read more about Uninsured Motorist Coverage.
• What is the difference between uninsured motorist coverage and underinsured motorist coverage? – Both types of insurance are very important to add to your policy.  Uninsured motorist coverage covers you when the negligent driver has no insurance or when his or her identify is unknown.  Underinsured motorist coverage fills in the difference between the costs of your injuries and the maximum amount covered by the negligent driver’s insurance policy when he or she does in fact have insurance.  Read more about Underinsured Motorist Coverage.

If you would like more information about your rights after a Michigan motorcycle accident, you can order our FREE book, “The Ultimate Michigan Motorcycle Accident Handbook” by calling our office.  We will send it along with other important information. 

For more information about Michigan motorcycle accident cases, visit our law firm web site at www.BuckfireLaw.com.  If you would like to speak with one of our Michigan Motorcycle accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

Related posts:

1. Uninsured Motorist Insurance Coverage
2. Underinsured Motorist Insurance Coverage
3. Michigan Motorcycle Insurance Tips
4. Michigan No Fault Insurance Law | Understanding Your Benefits
5. Michigan Motorcycle Insurance Advice | PLPD Coverage

BUCKFIRE & BUCKFIRE, P.C. is a Michigan personal injury law firm and is not representing any of the parties mentioned in this article at the time of the posting of the article. The information contained in this article is from online news sources and any perceived misstatements should be attributed to those sources as we did not complete any investigation of the accident. If you believe that the information is inaccurate and would like it changed or would like this post completely removed from the site, please let us know and we will do our best to promptly accommodate your request. We are very sensitive to these requests.

If you were involved in this accident or a similar accident and have questions about your legal rights and options, it is important that you contact a reputable law firm. Please make sure that any Michigan law firm that you contact has significant experience in handling these types of accident and injury cases and has an excellent track record of successful settlements and jury verdicts. We also suggest that the attorney you contact provides you with a free initial consultation.