Household Replacement Services Benefits

Household Replacement Services benefits are payments that are available to some injured motorcyclists in Michigan through their No Fault insurance policy.  No Fault insurance benefits are available when a biker has been injured in an accident involving a car, truck, SUV, or other motor vehicle.

Household replacement service benefits pay for services or chores around the home that the accident victim used to do himself or herself but can no longer do because of the accident. Examples of such services can include:

• Do laundry
• Cook and prepare meals
• Clean the house
• Cut the lawn
• Shovel the snow
• Take out the garbage
• Other household chores 

Although the insurance company will pay for the accident victim to hire an outside company to perform these services, the injured person usually relies on family and friends to do these things.  The insurance company will then be required to pay the family member or friend who actually performs these chores.  These types of services are commonly referred to as “Replacement Service Expenses.” 

Section 3107(1)(c) of the Michigan No-Fault Act is the specific statutory section that entitles auto accident victims to be compensated for Replacement Service Expenses.”   Under this section, an injured person may be reimbursed for services provided by others for his or her benefit. These services are capped at $20.00 per day and are limited to three (3) years from the date of the accident. Although $20.00 per day may not seem like a lot, it is actually over $7,000.00 per year and can last for up to 3 years.  That means an accident victim can collect over $21,000.00 in household replacement services. 

Since replacement services can be provided by family and friends, it is important to document the services being provided so that a claim can be submitted to the No-Fault insurer. Much like an Attendant Care claim, a written claim should be submitted to the insurer with the (1) the name of the injured claimant; (2) the name and address of the service provider; (3) the days and number of hours the services were provided; (4) the specific services provided; and (5) a note from a physician stating that the services are necessary, including the number of days/hours needed (See e.g. Attending Physicians Report).

An experienced motorcycle accident lawyer can help you review your claim forms and ensure you get the full amount of household replacement service benefits you deserve.

If you would like more information about your rights after a Michigan motorcycle accident, you can order our FREE book, “The Ultimate Michigan Motorcycle Accident Handbook” by calling our firm.  We will send it along with other important information. 

For more information about Michigan motorcycle accident cases, visit our law firm web site at www.BuckfireLaw.com.  If you would like to speak with one of our Michigan Motorcycle accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

Related posts:

1. Michigan No Fault Insurance Benefits | First Party Benefits
2. Michigan Attendant Care Benefits
3. Michigan No Fault Benefits | Case Management Services
4. Michigan No Fault Benefits | Special Transportation Benefits
5. Michigan No Fault Benefits | Medical Mileage Benefits

BUCKFIRE & BUCKFIRE, P.C. is a Michigan personal injury law firm and is not representing any of the parties mentioned in this article at the time of the posting of the article. The information contained in this article is from online news sources and any perceived misstatements should be attributed to those sources as we did not complete any investigation of the accident. If you believe that the information is inaccurate and would like it changed or would like this post completely removed from the site, please let us know and we will do our best to promptly accommodate your request. We are very sensitive to these requests.

If you were involved in this accident or a similar accident and have questions about your legal rights and options, it is important that you contact a reputable law firm. Please make sure that any Michigan law firm that you contact has significant experience in handling these types of accident and injury cases and has an excellent track record of successful settlements and jury verdicts. We also suggest that the attorney you contact provides you with a free initial consultation.